Criteria for Home Loan In Nepal
Are you dreaming of a happy family with a beautiful house but don’t have enough investment personally?
Nepalese preferring to buy a house themselves can make their dream come true with the home loan facility provided from various banks. Most of the banks in Nepal are providing home loan facility with different criteria to their clients. After fulfilling the banks requirement, anyone can take advantage of home loan and fulfill their dream.
Basically, loan borrowers must not be less than 18 years of age and not exceeding 60 years of age to be eligible to take advantage of this facility. They also should be self-employed professional or salaried holder. And, most importantly, the borrower must be a Nepali citizen.
Different banks have different criteria for home loan in Nepal. Among them, some of the bank serving home loan facility are:
1. Home loan option for Standard Chartered Bank
Standard Chartered Bank offers home loans for the customers having regular source of income with a wide range of tenure of up to 300 months. You can see the details by going to the following link.
2. Home loan option for Everest Bank
Everest Bank Provides home loan facility with the features like fast loan process, simple paper work and tenure up to 25 years. You can see the details by going to the following link.
3. Home loan option for Nepal Investment Bank Limited
Criteria for home loan in Nepal Investment Bank limited are tenure up to 15 years, financing up to NPR 10,000,000/- and there are some others too. You can see the details by going to the following link.
4. Home loan option for Sanima Bank Limited
Sanima Bank provides home loan for purchasing of land/house, house construction with the service charge of 1% on approved loan limit. You can see the details by going to the following link.
5. Home loan option for Citizens Bank International Limited
This bank offers home loan up to 15 million for its customers who are salaried, self-employed or a businessman. You can see the details by going to the following link.
6. Home loan option for NMB Bank
The Nepali citizens having the age between 25 to 65 years are eligible to apply for a home loan in NMB bank. You can see the details by going to the following link.